The budgeting tools on YONO are a useful way to use it for everyday banking. Among other categories, users can group their expenses into utilities, entertainment, rummy apk real moneyand groceries. Individuals can monitor their spending in real time and make necessary adjustments by creating monthly budgets for each category. This proactive approach encourages users to find areas where they can reduce spending and increase their savings in addition to assisting in the maintenance of financial discipline.