The Yono App: An All-Inclusive Guide Short for "You Only Need One," the Yono App is a multipurpose mobile application created by the State Bank of India (SBI) with the goal of making banking and financial servicedead or alive slotss easier for its users. The app was released in 2017 & has since become well-known because of its intuitive interface and extensive feature set that meets the needs of both personal and business banking. Through the Yono App, users can conveniently conduct a variety of banking operations from the comfort of their smartphones, including checking account balances, transferring funds, paying bills, and applying for loans.